Thursday, May 31, 2012

Dangers Linked to IT Outsourcing Services ? Chocolate Afterglow

IT outsourcing services is a part of outsourcing strategy that requires acquiring of work or business functions from one firm to another remote service service provider who is normally located in establishing countries. The business engagement along with repayment will depend on the results achieved instead of on the time invested above the work. IT outsourcing offers very economical, quick and high quality remedies. Even so, a lot of positive aspects do not really appear without a number of hazards. Equally the partners should know of these kinds of pitfalls and check out to formulate methods to conquer all of them.

A few of the Significant Risks associated with IT outsourcing services are generally:

Security Issues: The most feared problem related to web development services as well as IT outsourcing services can be the security risk. Clientele have confidence in their own development companions effortlessly their own private as well as business crucial information as well as information. If it information can be leaked out to the rivals or possibly abused simply by anyone the final results could be devastating for the client. Nevertheless, most of the most respected service providers have got really protected info security actions along with protocols set up at their particular development centres.

Have confidence in Issues: Some private information as well as aggressive gain is obviously provided in the development of options. Customers possess to supply this information to their development partners in order to obtain most reliable solutions for their needs. This bears a risk of these kinds of information getting neglected by simply the merchant in future. Appropriate no disclosure agreements should be designed as well as authorized by both the parties in order to prevent discovered from happening.

Regulating Troubles: Economic and health service businesses have got a main danger in outsourcing their services. The service service provider offers gain access to to information regarding buyers they will can handover to 3 rd parties interested in it. The business will have weighty fiscal loss and in addition get into problems under regulating laws. A variety of US laws place the liability of these kinds of activities entirely on the U . s . companies. Agencies can simply make sure that they?re merging along with the reliable development spouse together with good track record record. It would considerably greater when such vital work is completed in-house or perhaps vulnerable details are not given to the seller.

Quality Issues: Anticipation of a high quality solution will be the the majority of attractive characteristic of IT outsourcing services. However, Great quality will be a family member expression meaning a particular solution may always be of high quality for the supplier however, not sufficient with respect to your current quality standards. The ethnic difference as well as poor communication tend to be two main aspects for such results. Businesses need to very carefully evaluate the quality requirements of the supplier before providing their own projects to these. In addition make sure suitable interaction is completed through the development method since many of the remedies usually are not as well as estimated credited to don?t have of conversation.

Invisible Expenses: Some of the sellers offer low prices in the beginning and initiate wondering payment for undisclosed services. This really is a medical malpractice that will consumers must be aware of and attempt to ward off from this kind of companies. More, focus on the expense of the undertaking in full depth ahead of closing the cope. Ask them straight forward for some other charge which may occur in the middle of the task development cycle.

IT outsourcing services are very helpful and advantageous in case suitable care is actually used in hiring the software development company. Regardless of whether you need web development services or perhaps business application development services, your choice of service provider will be the most critical choice that you just will make through the entire development method

To learn more, pay a visit to outsourcing services and content creation

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Stosur into French Open third round

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Wednesday, May 30, 2012

INDIAN CORPORATE LAW: Depreciation and Sale-and-Lease-back ...


One of the most important deductions permissible under income tax law in relation to capital assets is depreciation. Under the general scheme of the Income tax Act, particularly section 32, depreciation is allowed to an assessee who is the owner of a capital asset used for the purposes of business. The criterion of ?ownership? is given a slightly more liberal scope under tax law. Assessees can make use of this relaxed understanding in structuring their transactions so as to gain the benefit of depreciation. One such device used is that of sale and lease back transactions. Such transactions often come under the scrutiny of revenue authorities as being not genuine. In this context, the question of claim of depreciation in the case of leasing transactions assumes importance. A couple of recent decisions have provided some measure of clarity in this regard.

In IndusInd Bank v. ACIT, ITA 6566/Mum/2002, a Special Bench of the Tribunal had to consider whether depreciation would be allowed to the lessor or to the lessee. The facts were that the assessee, a bank, entered into an agreement with another company under which the assessee was lease out a boiler to the company for a specific fixed period, subject to payment of lease rent. After the expiry of the period, the asset was to be sold to the company. The assessee bank claimed depreciation on the boiler. The Assessing Officer did not accept this claim on the ground that the transaction was merely a paper transaction. At best, according to the assessing officer, the transaction could be categorized as a finance lease and not an operating lease.


The Special Bench noted that in substance, a finance lease is akin to a loan from the lessor to the lessee. After examining the decision of the Supreme Court in Asea Brown Boveri v. IFCI 54 Taxman 512 (SC), and Association of Leasing & Financial Services Companies v. Union of India , and relying on Accounting Standard ? 19, the Special Bench noted the broad features of a finance lease as under (para 5.14 of the order of the Bench):

-???????? A finance lease is non-cancelable, and there is a fixed obligation on the lessee for payment of lease rent for the period of the lease. If the lease is terminated prematurely by the lessee, the lessor is entitled to recover his investment along with expected interest.

-???????? A finance lease is always for a fixed period. This period is calculated by taking into consideration the economic life of the asset; and is settled in such a way so as to fully recover the investment of the lessor together with interest.

-???????? The lessor is interested in the recoupment of his investment with interest in
the shape of rentals over the period of lease, and not really with the asset itself or its user.

-???????? The lessee bears the responsibility of costs of insurance, repairs, maintenance etc. The features of bailment are absent. An operating lease, on the other hand, has the features of bailment. In a finance lease, the responsibility of the lessee is not restricted only to taking ?as much care as a man of ordinary prudence would? as warranted under section 151 of the Contract Act, but extends beyond this threshold.

-???????? The equipment is chosen by the lessee, but the payment to the supplier is made by the lessor. Thus, the lessee chooses the assets, takes delivery, enjoys the
use of the asset, and bears the risks and costs of its wear and tear, taxes/charges in relation to the asset etc. The risks and rewards incidental to ownership vest with the lessee and not with the lessor. The lessor simply holds the title of asset by way of security for recouping the investment and interest.

The Special Bench further noted that in the case of an operating lease, a lessor can claim depreciation; however, in the case of a finance lease, only the lessee would be entitled to claim depreciation. The Tribunal noted that even for the purposes of tax law, ?In a lease transaction also there can be only one owner of the asset, that is, either the lessor or lessee and not both of them or either of them at their discretion. Whereas in the case of operating lease, it is the lessor who is the real owner of the asset, but in case of finance lease, it is the lessee who is to be regarded as the real owner of the asset. Ex consequenti only the lessor can claim depreciation in case of an operating lease and the lessee, as to who should be conferred the benefit of deprecation allowance.?

Further examining the terms of the agreement between the parties, the Special Bench held that the lease agreement was a paper transaction to cover up the reality. The bench noted, following the decision of the Supreme Court in Sundaram Finance Limited v. State of Kerala AIR 1966 SC 1178, ?The true effect of a transaction may be determined from the terms of the agreement considered in the light of the surrounding circumstances. In each case the Court has, unless prohibited by the statute, power to go beyond the document and to determine the nature of transaction, whatever may be the form of the document??

The Delhi High court also recently considered the question of when an agreement should be considered as a finance lease and when it should be considered as an operating lease. The Court reaffirmed that the question could not be decided by merely looking at the title, nomenclature or label given to the agreement: the terms and conditions of the Agreement are relevant but not conclusive. Surrounding circumstances can look at. The court followed Sundaram Finance, which in turn had relied on the following observation of Lord Esher MR in Re Watson ??When the transaction is in truth merely a loan transaction, and the lender is to be repaid his loan and to have a security upon the goods, it will be unavailing to cloak the reality of the transaction by a sham purchase and hiring. It will be a question of fact in each case whether there is a real purchase and sale complete before the hiring agreement. If there be such a purchase and sale in fact and afterwards the goods are hired, the case is not within the Bills of Sale Act. The document itself must be looked at as part of the evidence, but it is only part, and the Court must look at the other facts and ascertain the actual truth of the case.?

At the same time, these observations must not be treated as giving complete freedom to the revenue to ignore the wording of the contract between the parties: the Madras High Court recently clarified (CIT v. M/s High Energy Batteries, T.C. 579/2005, decided on 17th April, 2012; a decision in the context of a reopening of assessment where the Revenue?s stance was that a sale and lease back transaction was not genuine), ?Given the freedom to enter into agreements with parties and guided by commercial considerations, even to invoke the theory of tax evasion, the Revenue must have sufficient material to draw an inference of what had been shown as an understanding on an agreement between the parties, is not, in fact, so.?


It is thus clear from these decisions that the distinction between operating leases and finance leases (clarified by the Supreme Court in ABB?s case) is relevant in income tax law as well, and suitable care needs to be taken in structuring transactions and drafting the agreements to avail of appropriate tax benefits.

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See Stott Bikram yoga Fitness DVD For Great Exercise Suggestions ...

Nighttime is definitely an awesome time to be outdoors. Compared to traditional it is food lovers fat loss system reviews thereby it can produce an immense comforting and calm effect on your body and mind and nature. You might try going stargazing. By looking out at the personalities you can experience and feel the limitless of the Whole world. Go out and choose a spot fairly free of 'out of place' light and marvel for the of the day sky and also the wonders of your Universe.

When you can do something to raise or progress a relationship-whether it can be with a neighbors, spouse as well as stranger across the street-then follow your own heart and also be helpful. When you can be open so that you can sharing a few of your time which will support yet another in his journey, then the result is your emotion a sense of satisfaction and really like. Both of these give food to your soul and your nature.

If you want to reduce the process of aging, then it is wise to abstain from tobacco. Tobacco consists of substances that can induce the skin so that you can age. Never ending smoking is likely to make your skin appear dull, hence, increasing your probabilities of developing crow's-feet even if you are certainly not in the phase yet. Stop smoking has a lot of favourable implications. It includes reducing perils of acquiring melanoma, lung, and aerobic diseases.

Have a look at share several serving guidelines. Eat apple inc fruit as they are with skin tone to get maximum health benefits. Cut up apple changes brown (enzymatic golden discoloration) in exposure to air due to conversion in flat iron form through ferrous oxide to ferric oxide. If you should serve these sliced, wash it out slices around water added in with couple of drops involving fresh fruit. Cloudy any fruit juice is a good sip with meal. Apple fruits is also used in the getting ready of fruits jam, quiche, and fruits salad.

It is important for you to realize that the levels involving health and fitness that you will enjoy (as well as suffer from) in the future, will be to the conclusions and steps that you get. It is your liability.

The Mutual Commission, which accredits and certifies more than Seventeen,000 health attention organizations and programs in the usa, defines danger management around health care when (c)linical and administrative activities undertaken to find, evaluate, and reduce the risk of destruction of patients, team, and readers and the likelihood of loss to the firm itself.

Flexibility describes the plethora of movement probable at various joints. This specific part of fitness is truly the most over looked, yet is extremely important. Flexibility is the capacity to move the male body's joints through the full range of motion. You need a fair bit of flexibility to live any healthy and practical life. Primary super beta prostate reviews including tying your own shoes as well as putting on any shirt may become very difficult in the event you lack flexibility. The best way to enhance your flexibility is always to do static stretches day-to-day. Static runs mean a person slowly move the muscle to its stretching level and store that location for a chosen amount of time. It is recommended that a reach is held for 20- Not even a minute. Seniors really should hold any stretch pertaining to 60 seconds. Strong stretching includes a similar location but is carried out in a slower controlled way. Ballistic stretching includes bobbing, bouncing, as well as jerky movements who use the body's energy. This type of stretches is a tough one type of stretches and could induce injury in the event you exceed the actual stretchable limits of your tissues included. It is recommended that newbie exerciser's, children and people with lean muscle imbalances apply static stretches in their flexibility routines. Athletes are more likely to apply dynamic and ballistic stretches. Executing dynamic moves before workout is helpful should you not have any lean muscle imbalances. Noise stretching needs to be left so that you can after the workout raspberry ketones completed if you will find muscle unbalances present.

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UK court backs extradition of Assange in sex case

Geoff Caddick / AFP - Getty Images, file

WikiLeaks founder Julian Assange is wanted in Sweden for questioning over allegations of rape and sexual assault.

By msnbc.com staff and news services

Updated 4:42 a.m. ET: LONDON --?Britain's Supreme Court on Wednesday backed the extradition of WikiLeaks founder Julian Assange to Sweden where he is accused of sex crimes -- the latest chapter in the saga of the self-styled Internet whistle-blower.?

Swedish prosecutors want to question Assange over claims of rape and sexual assault made by two female former WikiLeaks volunteers, and he has been fighting a lengthy legal battle against extradition since his arrest in Britain in Dec. 2010.


Seven judges at Britain's highest court rejected by a majority of 5-2 that Assange's claim that a European Arrest Warrant (EAW) under which his extradition is sought was invalid. ?Two lower courts have already ruled he should be extradited.

The former computer hacker gained international prominence in 2010 when WikiLeaks began releasing secret video footage and thousands of U.S. diplomatic cables about Iraq and Afghanistan, in the largest leak of classified documents in U.S. history.

That made him a hero to anti-censorship campaigners but a menace to Washington and other governments. Assange also faced widespread criticism that he had put lives at risk by blowing the cover of sources who spoke to diplomats and intelligence agents in countries where it was dangerous to do so.

WikiLeaks published intelligence firm's emails

Since then, WikiLeaks has faded from the headlines due to a dearth of scoops and a blockade by credit card companies that has made donations to the site almost impossible. Assange's personal standing has been damaged by the Swedish sex case and he has lost support from most of his celebrity backers.

Since his detention, he has mostly been living under strict bail conditions at the country mansion of a wealthy supporter in eastern England. His associates say that amounts to 540 days under house arrest without charge.

After losing his appeal against extradition to Sweden to face allegations against rape and sexual assault, The Wikileaks founder Julian Assange, says he is considering his next step, which could be an appeal to Britain's Supreme Court. ITN's Sejal Karia reports.

The flamboyant Australian's appeal hinged on a legal technicality rather than the substance of the allegations of sexual misconduct or his claims that the United States has been putting pressure on Britain and Sweden to take action against him.

His lawyers argued the EAW was invalid because it was issued by a prosecutor and not a judge or a court as required in Britain. Prosecutors acting for Sweden say different countries have different legal procedures which are allowable under the agreed EAW format.?

Another appeal still possible

Assage can still take his case further, to the European Court of Human Rights (ECHR).?

If that court agrees to hear his challenge, a decision which must be made within 14 days, he can lodge an injunction to have the extradition process put on hold, and it could be months at the very least before any conclusive verdict.

"If the ECHR declines to take the case then he will be extradited to Sweden as soon as arrangements can be made," Britain's Crown Prosecution Service said.

Should he win the case, a spokeswoman for Sweden's prosecutors said the EAW would still be valid in any other European country.

Assange's personal travails have accelerated WikiLeaks' slide toward irrelevance since its heyday.

Army is pressed on why it kept trusting Manning

The suspected source of the site's biggest and most dramatic 2010 leaks, U.S. intelligence analyst Bradley Manning, is now facing 22 criminal charges which, if he is convicted, could land him in jail for life.

Manning's predicament has not encouraged any new sources to come forward, and to compound WikiLeaks' problems the blockade by the likes of U.S. credit card firms Visa and MasterCard has starved it of cash.

Defense lawyers for Bradley Manning, the Army private accused of spilling classified secrets to WikiLeaks, say his sexual orientation plays a role in the case against him. NBC's Jim Miklaszewski reports.

Assange once enjoyed support from socialite Jemima Khan, film director Ken Loach and crusading journalist John Pilger, but most of his high-profile backers have since distanced themselves from him. Many former friends and associates have turned against Assange also, describing him as a megalomaniac.?

However, he still has loyal followers and rallies are planned in several countries in the wake of the court's verdict.?

Instantly recognisable with his unusual white-blond hair, Assange has appeared in an episode of "The Simpsons". He has also launched a talk show on Russia Today, a Kremlin-funded English language TV station.

Reuters and The Associated Press contributed to this report.

More world news from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

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Tuesday, May 29, 2012

Business Sales Letters | Modern Loans

Business sales letters are perfect thanks to promote your business. Your business is an extension of yourself. It is imperative that your gift shoppers and customers additionally as your prospective shoppers and customers be kept updated about the goods and services which you?re offering. All business sales letters that are written and dispatched by you act as advertisements and PR for your business. Business sales letters serve a twin function. They create about increased awareness of your merchandize through the e-mails or the more typical mails. The shoppers and customers further spread this data to others through word of mouth. Thus, your product is extensively publicized. This directly affects your business ventures. The sales copywriter is to stick to the subject of business while composing business sales letters. The ethos of your letters ought to depict your professionalism. The primary impression that you simply convey are remembered. Business letters may be formatted in four other ways, as well as the following: 1. Block letter format ? most ordinarily used, this format consists of the text being left aligned, single housed with paragraphs having double space.

2. Semi block format ? this is often precisely same as block letter format besides the primary line of every paragraph is indented.

3. Different block format ? this is often same as block and semi block format. The only deviation lies in it having the return address, name, closing, date, designation and signature invariably on the left side.

4. Simplified format ? This format vogue is like the block letter format without as well as greeting or salutation. Simplified format addresses the reader whose gender isn?t known evidently, in an appropriate means. All the on top of mentioned formats requires sure rules to be followed such as: ? Write the complete return address and you will complement it with the logo of your business.

? The date the business letters are being dispatched.

? Name, title and address of the recipient. By using envelopes with windows you can save on cost and do away with labels.

? Greetings ? commence with a greeting such as ?Dear Recipient (name)? and also end the letter together with his formal name. The business letter ought to contain three paragraphs. Initial is the introductory one stating what the letter is about. Ensuing paragraph contains the most data to be conveyed and the last paragraph sums up the complete letter. Finally, conclude with a ?Sincerely? or ?Best Regards?. As you or a professional complete the task of sales letter writing, you may gain an insight about which product is being advertised about and the best technique to connect with your shoppers or client. Mastering the art of compiling wonderful business sales letters is sure to take time. With the utilization of appropriate words, you can reach out to the shoppers by innovative form of sales copywriting. This will set your business on the trail to success.

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The Importance Of Travel Insurance | My Beautiful Adventures ...

While traveling is full of unforgettable moments and life changing experiences, it can also be full of mishaps, accidents, and health problems. ?I once broke my ankle while exploring Peru and spent an entire day in the hospital! ?Since anything can go wrong when you are abroad, it is best to be prepared by investing in travel insurance before you have even left the front door of your home. ?In my opinion, travel insurance is a necessity and thankfully it is now easy to?compare, select, and purchase a range of travel insurance?online.

?

Travel insurance is a unique product in the sense that it is highly individualized since?what may be essential to one traveler as far as coverage goes, may not be of crucial concern to another traveler. ?I recommend making a list of the top 5 most important things to insure that the policy you end up purchasing covers everything you desire it to and that you do not forget anything in the buying process. ?iSelect?has been working with travelers for more than a decade to help them make the best decisions in regards to their travel insurance needs. ?They offer a multitude of?options matched to your budget, as there is never a?one-size-fits-all plan with travel insurance.

?

There are polices designed for any kind of trip you might be planning, such as a cruise, backpacking, hunting, a luxury trip, camping, etc. ?The specific type and amount of coverage you will receive will solely depend on the policy you select, but remember that you will only be covered for the length of time that is stated in your policy, so do not let a lapse in coverage occur in between trips. ?It is always advisable to?read the fine print before signing your name, so that you fully understand the deductible amount and what health situations are and are not covered. ?You many discover that your policy coverage is only for an injury or an illness and not both at the same time and/or that it?does not cover pre-existing conditions. ?Excellent emergency aid coverage would be on my top 5 list and I would want it to include evacuation and 24 hour travel assistance. ?Almost all policies cover lost luggage, trip?cancellation, medical and dental, and accidental death. ?Some companies offer policies that have coverage for children at no charge.

?

I wish you the safest of journeys in the future and I hope that you will never have to file a claim on your policy, however make sure to invest in travel insurance because traveling prepared will always make for a more pleasant adventure!

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Enyo's End Is Not Nigh

Most of HP's webOS team, including Matt McNulty, head of the project, is moving to Google according to a report by The Verge citing several unnamed sources. The departing team is said to be almost wholly responsible for Enyo's code. Enyo replaced Mojo as webOS's software development kit in 2011.


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Monday, May 28, 2012

University student Financial loan Forgiveness For Instructors ? So how

Its normal knowledge and an agreed sentiment amongst countless Americans that the very hard L?n working instructors of our nation are underpaid for your essential part they participate in in educating this nations youth. On the other hand obtaining the schooling desired to be a teacher is not really low-cost and requires a large number of aspiring teachers to choose out university student loans.

Thankfully you will find solutions place in place that teachers will take advantage of to obtain reduction of these university student loans. There is a considerable amount of mystery surrounding how college student financial loan forgiveness and university student mortgage consolidation systems do the job and ways in which they might help monetarily having difficulties instructors. At the moment the government is delivering guidance with these plans within the Section of Education. In this guide I will make clear how the a few student loan reduction programs operate and how lecturers can most beneficial benefit from it.

University student Loan Consolidation: Right away for those who have federally backed university student loans you more than most likely qualify for any consolidation. The advantages of consolidation are just one once a month payment and reduced interest. The huge greater part of academics whove federally backed loans will qualify and in most instances can protect a substantial amount of money each month on what they are currently paying.

Cash Centered Repayment: The IBR prepare is yet another consolidation course for folks who are struggling monetarily. Precisely the same many benefits being a common consolidation apply while using exception that your month to month payments are dependant upon two aspects, your income/budget and variety of dependants. Depending on how poor your existing finance predicament is its possible youll qualify to pay for $0 for each month and even now remain in really good graces with your loan company. Each year there is an salary assessment as well as your installments might be modified possibly up or down dependent on just where youre together with your money.

College student Bank loan Forgiveness: For folks performing while in the general public support discipline, which academics do, there is an university student mortgage forgiveness system. When you qualify for this system you are going to only need to make 120 much more installments (10 ages) after which the remainder of the mortgage is forgiven; this protects many years off of most peoples up-to-date cost approach. Also remember the forgiveness system is often mixed when using the cash based mostly prepare.

So to get a battling instructor becoming on the IBR prepare combined together with the forgiveness plan will probably be beneficial; chances are youll qualify to pay $0 or very little for each month and when you remain an instructor than in 10 years your financial loans are forgiven. The 1 caveat towards the forgiveness approach is that often make sure you remain employed inside the general public service discipline to the entirety from the plan, so if you should consider youll discontinue educating previously than this will not be to suit your needs.

Widespread Misconception: When folks hear the phrase forgiveness they believe meaning their financial loans will be fully created off they usually must pay out next to nothing. Sad to say that is definitely not the situation, as beneficial as all the previously stated applications are they really are not a forgiveness within the sense where exactly men and women shell out practically nothing (except if you qualify to the IBR).

Doable Concerns: For a few justification the federal government helps make having these consolidation and forgiveness programs an extremely complicated job. The vast majority of consumers can not figure out the how you can effectively get this financial loan underwritten to receive the maximum features feasible. As well as the mortgage could consider as many as 90 days to technique so if anything is completed completely wrong you possibly should get it done around all over again or can get a loan which may not be finest fitted to people.

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Edible Oil Polluted With Animal Fat In China

A lot more than 130 tonnes of edible oil in southwestern China's Yunnan province has been discovered to be contaminated with animal fat meant for industrial use and would be recalled.

A local oil manufacturer, the Yunnan Fengrui Oil and Fat Company, was suspected to be producing three types of cooking oil with animal fat, China Daily reported.

The use of industrial animal fat in production of food products is prohibited, as it cannot meet the hygienic standards required for cooking oil. Animal fat contains high levels of chemical pollutants such as paraffin, said Dong Jinshi, executive vice-president of the International Food Packaging Association in Beijing.

Industrial animal fat is mainly used to make soap, he said.

People can tell the difference between animal fat and cooking oil from their colour and smell, said Wang Ruiyuan, vice-chairman of the oil branch of the Chinese Cereals and Oils Association.

Food safety authorities have investigated thousands of local markets and restaurants, and had asked the oil company to recall more than 136 tonnes of inferior quality oil, said Liu Yunfeng, head of the food production supervision division in Yunnan.

Source-IANS

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Smart Card Reader | Computer Internet Software Technology

A smart card reader is a data input device that operates and reads smart cards to help you get the data stored in that card and perform transactions. It is also a card programmer because it lets you write to a card acceptance device (CAD), card terminals, and interface device (IFD). There is only a slight difference between the terminal and the card reader.

A terminal is a self-contained device that can process. A reader is generally used to describe the unit that connects with the computer and enables it to function or process its requirements.

Smart cards are portable data cards that requires it to connect with another device for it to gain access to a display device, network or computer. It is required that you plug your smart cards into readers. Sometimes they can operate with radio frequencies (RF).

The function of the chip inside the card can be categorised in two. The smart card could be used as memory or it could be a microprocessor

It does not follow that the moment a card and a reader come in contact your data will immediately be open. Each device is required to identify itself with the other by sending and receiving messages. If the information that they exchanged do not match, it stops functioning and no further processing takes place. The advantage of this smart technology over ordinary bank cards is its ability to defend itself against unauthorised users because it uses very innovative security measures. The smart technology or sometimes as it is referred to, the chip card technology is now becoming more prominent in the techno scene and society as a whole.Apart from this security measure there are also more advanced ways of protecting your smart cards.

The smart card reader gives a path for the application to send and receive commands from the smart card. There are many types of readers available since the ISO (International Organization for Standardization) group was not able to provide a world standard for communicating with the different readers. Hence, there is no one size-device that fits all approach to the smart card communication technology. Examples of different readers are serial, PCCard, and standard keyboard models. However, even with all these choices available most computers now come with a built-in smart card reader.

Although there are many readers available out there we need to keep in mind that there are features that we all should look for that is desirable for a card reader to have. Card Contact types refer to how the contact between a card reader and a smart card is physically made.

There are two types of contact and they are landing contact and friction contact.

For the card reader that features friction contact, their contact part is already fixed. The contact wipes the chip and the card surface when a card is inserted.

For landing type contact readers the contact part is movable. The contact only lands on the chip after the card is wholly inserted. Generally, card readers that uses a landing type of contact offer more protection to the card compared to the friction type.

It will not take long before smart card readers become an integral part of every computer. Card readers are also accessible as a USB dongle.

Check out our store for low priced quality card readers and swipe card machines.

Keith Carasco, I am a writer and domain name entrepreneur encompassing a wide range of subjects and niches. I just love building new blogs with all the intense reading and researching that goes with that task. An example being.?http://swipecardmachines.com/category/iphone-credit-card-reader/

You have full permission to reprint any of my articles provided the box is kept unchanged.

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Sunday, May 27, 2012

Liukin makes big impression in 1st meet back

(AP) ? A few more nights like this, and the reigning queen of gymnastics might be queen of the comeback, too.

Olympic champion Nastia Liukin tied for third on balance beam in her first competition in three years Saturday night. She scored a 14.9 at the U.S. Classic, finishing 0.10 points behind reigning world champion Jordyn Wieber and Aly Raisman. It was the only event Liukin did, but it was enough to let everyone know she hasn't lost any of the skills or elegant style that earned her five medals at the Beijing Games. When Liukin was introduced as the bronze medalist, she was greeted with ear-splitting shrieks and cheers.

Next up is the U.S. championships, June 7-10 in St. Louis, where Liukin plans to add uneven bars ? her signature event and the event she needs to earn a spot on the U.S. Olympic team. The Olympic trials are June 28-July 1 in San Jose, Calif.

Raisman, a member of the U.S. squad that won the team title at the world championships last fall, won her second straight title at the U.S. Classic, the final qualifier for nationals. Kyla Ross, a two-time junior champion who is in her first year as a senior, was second.

No reigning all-around champion has returned for the next Olympics since Nadia Comaneci, and there was a time Liukin looked certain to continue that streak. Though she competed at the 2009 U.S. championships in her hometown of Dallas, she found herself torn between training and the opportunities that come with being only the third American woman to win the Olympic title.

She wanted to go to Fashion Week and make appearances and have a hand in her business projects. But even a day or two out of the gym had her feeling as if she was starting from scratch. So she stepped away from competition and lived as close to a normal life as an Olympic champion can.

She spent time with her friends and began exploring where she wanted to go to college. She also began making the transition to the other side of the sport, taking advisory roles with both USA Gymnastics and the International Gymnastics Federation, and developing a competition for younger gymnasts, the Nastia Liukin Cup.

But last summer, Liukin found herself wondering ? and worrying ? that she would be tormented by questions of "What if?" as she watched the gymnastics competition in London.

So she returned to the gym, knowing that nothing is promised to anyone. Even her.

The scoring format in team finals is unforgiving, with three gymnasts competing on each apparatus and all three scores counting. That means national team coordinator Martha Karolyi has to assemble a squad that can put up three monster scores on each of the four events, and do it consistently. The challenge is even greater for London because teams have been cut from six gymnasts to five.

But if the Americans have a weakness, it's on uneven bars, where Liukin is the Olympic silver medalist. She and China's He Kexin actually tied, but He won on a complex tiebreaker. Liukin is still in the process of perfecting her uneven bars routine, so she kicked off the comeback on beam, where she also is the Olympic silver medalist.

Liukin had some struggles during training Friday, and admitted she was nervous about being back out on the floor. But when it came time to compete, it was if she'd never been away. The crowd greeted her with a warm roar, and even some of her fellow gymnasts stopped to watch.

The daughter of a world champion in rhythmic gymnastics, Liukin has her mother's gorgeous lines, making everything she does look elegant and effortless. One element flowed into the next, as if to say, "Oh, you thought that was nice? You might like this then." Her aerial cartwheel was done with more ease than most folks would manage on flat ground. And unlike some gymnasts, who land elements on the 4-inch slab with thuds so resounding they echo across the arena, her landings are all whisper-soft.

Her only flaw was a small balance check on her leap.

When she landed her dismount, she flashed a big smile. The first step in her comeback had been a success.

The competition was a little rougher for another returning 2008 Olympian. Chellsie Memmel, who has had two shoulder surgeries since November, fell twice on balance beam.

Associated Press

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NBA LIVE 13 Official Trailer

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Police determine cause of SUV crash into church daycare

LONGVIEW, TX (KLTV)- Longview Police and Fire responded to the scene of an accident where an SUV crashed into a church around noon Thursday.

Longview Police say?20-year-old Kelly Burke was?driving a Suburban westbound on Spring Hill Road when he lost control of his vehicle, crossed through an open field, took out a power pole, and crashed into the back-side of Spring Hill First Baptist Church, at the corner of Spring Hill and Gilmer Roads in Longview.

Authorities say the side of the building the man hit housed a daycare center, which had children and a teacher sitting down for lunch just feet away from the intruding vehicle.

It was a chaotic scene as emergency crews were desperately trying to get inside the crumpled rooms where they knew children had been prior to the crash. Some said it looked like a bomb had hit the building.

First responder James Rodgers says, "When we got here, the power was knocked out. It was dark. We opened the door. We could hear kids screaming and crying... the children were terrified."

There were approximately 30 children and at least one teacher inside the building that Burke crashed into. The church was hosting a Mother's Day out.

In the darkness, the children were pulled to safety, amazingly with only minor injuries. The SUV struck between two main supports, keeping the walls from toppling down.

"It was a scary situation," says Pastor Wayne Spanhanks, "But fortunately, the way the vehicle hit the building, it just was such that the children were in the right place... they were very lucky."

Initial reports from the Longview Police Department reported that three children and one teacher were transported to the hospital by private vehicle, but Longview Police say now they're not sure that information is correct.

We contacted?Libby Brison of Longview Regional Medical Center after the accident. Brison confirmed that one childcare worker and two children were transported by private vehicle, and were treated and released.

Good Shepherd Medical Center's spokesperson, Victoria Ashworth, says one adult was transported to GSMC, and one child was?taken by private vehicle and has been treated and released.?The extent of?the driver's?injuries are unknown at this time.

Ashworth also said all but one of those injured in the crash declined ambulance transport.

"We were so fortunate this wasn't worse," Ashworth said.???

The power at the church is expected to be restored sometime Thursday night.

According to Longview Police PIO Kristie Brian, the driver told police he fell asleep because he works a day-labor job and he was exhausted and simply fell asleep at the wheel. Police have no reason to doubt that at this time.

They believe no drugs or alcohol were involved and no problems were found with the vehicle.

Copyright 2012 KLTV. All rights reserved.

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Saturday, May 26, 2012

FUNNY Real Estate COMMERCIAL- Homes for Sale ? House ...


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Few U.S. Hispanics Screened for Skin Cancer - iVillage

FRIDAY, May 25 (HealthDay News) -- Only one in 14 Hispanic adults in the United States has ever been screened for skin cancer, far fewer than the one in four whites screened, a new study finds.

Socioeconomic factors such as lack of health insurance and poorer access to health care services are major reasons for this disparity, according to the researchers at The Cancer Institute of New Jersey.

They added that their findings show the need to develop ways to promote skin examinations among Hispanics at risk for skin cancer.

Previous research has shown that while Hispanics are at lower risk of melanoma than whites, Hispanics are more likely than whites to be diagnosed at an earlier age and with thicker, more advanced melanoma, the most deadly type of skin cancer. Studies have also shown that full-body, head-to-toe skin examinations by a doctor may reduce the incidence of thick melanomas that have a poor prognosis.

In this new study, the researchers analyzed data from more than 4,700 Hispanic adults who took part in the 2010 U.S. National Health Interview Survey. Only 7 percent of the adults reported ever having a full skin examination by a doctor.

When broken down by categories, rates of full-body skin examinations for Hispanics were: 9 percent for those born in the United States; 6 percent for those born outside the U.S.; 4 percent for those who spoke mostly or only Spanish; 13 percent for those of Cuban descent; 10 percent for those of Puerto Rican descent; and 6 percent for those from Mexico and the Dominican Republic.

Lower screening rates were seen among: men (6 percent); people aged 18 to 29 (4 percent); those with some high school education or less (4 percent); people without health insurance (3 percent); those with no source of preventive care (2 percent); and people who received preventive care somewhere other than a doctor's office (5 percent).

The study appeared in the latest issue of the Archives of Dermatology.

"Although the skin cancer screening rates were higher for several Hispanic subpopulations, the overall rate of screening we found among adult U.S. Hispanics was very low," lead author Elliot Coups, a behavioral scientist at the Cancer Institute of New Jersey and an associate professor of medicine at University of Medicine and Dentistry of New Jersey-Robert Wood Johnson Medical School, said in an institute news release.

"It is of concern that Hispanic individuals with a language barrier, lower level of education and lack of access to health care had especially low screening rates. While additional research is needed, it is clear from this study that this population may greatly benefit from interventions that promote these screenings, particularly for individuals at risk for skin cancer," he concluded.

More information

The U.S. National Cancer Institute has more about skin cancer screening.

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Get Creative When Funding Your Trust - Estate Planning in Portland ...

May 25, 2012 ?/? By: Richard B. Schneider, Estate Planning Attorney ?/? Category: Wills and Trusts

Even if you do not have a lot of assets, you can use a Revocable Living Trust as part of your estate plan. You just need to get creative with what you use to fund the Trust. You might have a lot of different accounts and assets out there that you can use to fund a Trust and keep everything out of Probate.

Many people have a life insurance policy and a retirement account through work. You can name a Trust as the beneficiary on them. When you pass away, the money goes into the Trust and is used and distributed as set out in the Trust agreement. That can be a great option for people with blended families. You don?t need to name your children or spouse as the beneficiary on accounts, which may invite legal challenges. Instead, you name the Trust and everything passes more smoothly though it.

Talk to an estate planning attorney about other ways that you can get creative with a Revocable Living Trust.

The Law Offices of Richard B. Schneider, LLC is a member of the American Academy of Estate Planning Attorneys.

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Blizzard fixing, updating bedeviled 'Diablo 3'

18 hrs.

The launch of the decade-long-awaited "Diablo 3" has been bedeviled by a variety of issues, but the people behind the action role-playing game?say they have been busy fixing it?and will continue to make more fixes in the coming weeks.

With gamers complaining of being unable to access overloaded servers, of?achievements gone missing and of?gold stolen from hacked accounts, Blizzard has posted a lengthy message to players on its Battle.net forums?explaining that?it has been "working around the clock to address issues as quickly and efficiently as possible."?

Since the game's launch, we?ve applied a number of hotfixes?to address gameplay issues, made tweaks to improve our service stability and performed occasional server maintenance when necessary to ensure that in the long term, players have the best gameplay experience possible.

The message goes on to say that more server maintenance is still required and that Blizzard will be updating the game with a patch?"sometime next week" to address additional issues and bugs.

While Blizzard says it is still trying to figure out how to address the issue of achievements that went missing as gamers played?during the first days after launch, it doesn't sound like there's much to be done about the hacked accounts.

Despite some players speculating otherwise,?Blizzard insists that its servers have not been compromised and says that the number of players reporting hacked accounts is "extremely small." The company goes on to explain:

?In all of the individual Diablo III-related compromise cases we've investigated, none have occurred after a physical Battle.net Authenticator or Battle.net Mobile Authenticator app was attached to the player's account, and we have yet to find any situation where a Diablo III player's account was accessed outside of "traditional" compromise methods (i.e. someone logging using an account's login email and password) ...?

The best defense against account theft still includes smart password management (e.g. using a unique password for every site/service and keeping your password to yourself) and scanning for malware and viruses regularly, as well as following additional preventative steps found here.?

And in a final bit of news, Blizzard said that it has pushed back the launch of its?real-money auction house?(a place gamers will be able to use real money to to buy and sell virtual "Diablo 3" items) indefinitely.?

All of the troubles aside, "Diablo 3" is still?selling at a record-breaking pace. And the game continues to rake in high marks from reviewers. Here's what our own In-Game editor Todd Kenreck thought about it:

Winda Benedetti writes about games for msnbc.com. You can follow her tweets about games and other things here on Twitter or join her in the stream here on Google+. And for more video game news and reviews be sure to check out the In-Game Facebook page right here.

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Katy Perry Lights Up New York's Fleet Week

Before her 'Part of Me' concert, Perry tells MTV News, 'They deserve to celebrate, and they deserve to be celebrated.'
By Christina Garibaldi


Katy Perry
Photo: MTV News

Katy Perry brought her patriotic sprit to New York's Fleet Week, lighting up Pier 9 in Brooklyn for a special concert for troops. Members of the sea services stepped off their ships to enjoy a rousing show, with Perry sparkling in an American flag-style dress.

When MTV News caught up with Perry moments before she took the stage at the waterfront Pepsi Fleet Week Katy Perry "Part of Me" Concert, she said she was thrilled to put on a show in their honor: "I think if anyone deserves a party, I think it's probably the people in service. They are the ones that are actually deployed and protecting us from all the bad guys, and they deserve to celebrate, and they deserve to be celebrated," she said. "I've always heard about Fleet Week in New York; I've never been a part of it. It's really exciting to see a lot of seamen in white, but they all look gorgeous. It's kind of vintage-y feeling and really patriotic, and I love a theme. So, it's really cool to be a part of this and be entertaining for them. I think that it's appropriate to go out there in a little dress, and they're all in uniform."

Perry performed her hit songs "Teenage Dream," "Part of Me," and her newest single "Wide Awake," which was written for her upcoming 3-D movie, "Katy Perry: Part of Me."

Yet, the highlight of the night was when Perry chose one lucky U.S. Marine from the crowd to join her onstage to recreate the iconic WWII photo of a sailor's kiss in Times Square. A 20-year-old Marine was more than happy to oblige, planting a big kiss on the pop star in front of a screaming crowd.

"I'm sure that they all have cabin fever, so I'm going to bring the one that has the most cabin fever onstage," Perry said. "I have cabin fever, for crying out loud!"

Perry's new flick, "Katy Perry: Part of Me," hits theatres July 5.

Related Artists

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Friday, May 25, 2012

How To Deal With Letdown In Your Friendship | Travel Tips ...

Generally it isn?t easy to get along with our buddies and all dwell in harmony. We have now to search out methods to grasp our pals and what they do. We cannot at all times agree on sure things and for some this will imply failure of their friendships. This can be a very massive ordeal to tackle and it may be a complicated problem for most.

Failure and success are both good to learn. They?re going to provide classes and provide you with an essential a part of your life. You are going to be answerable for each of those lessons and you have to take them as they come. It is challenging sometimes to deal with the pressures of friends and to at all times get along the best way that we should. Happening the paths of success and failures of friendships generally is a difficult road but it is one thing that we are able to be taught to manage.

In the event you find that you are in a relationship that?s leading to failure then you have to make certain modifications in your life. You have to learn how to accomplish a good final result and make positive adjustments inside your life. Spending time with people that aren?t good for our moral and feelings can only do extra damage than good. Learning to deal with the failure that we have now in friendships can make us stronger folks in the end.

When friendships are ending we?ve got to both determine if we wish to try and mend the relationship or if we must always let it go. Having a constructive outlook will assist to try and fix the issues that we?re dealing with. Nevertheless it?s going to must be a two-sided project. Each individuals should work onerous at mending the failing relationships and it?s going to take a whole lot of effort and time.

The memories that we may have with individuals could make it hard to determine if we are in a damaging relationship or not. Taking a look at every standpoint from all the different angles goes to be one thing that we?ve to make use of in our choice to mend our failed relationships. Whether it is one thing that is dangerous to our life then we must make the right selection and again out of the relationship and transfer on. That is going to go or courting and for friendships.

Having the ambition to move forward with our lives and be prepared or the changes that we about to go through could be one thing to work at. Realizing that failed friendships have no hope an being prepared to move on may be arduous and sophisticated resolution but it is one which must be thought about. Utilizing our best interests and going with our instincts might be one thing that basically helps us with coping with the failing relationships that we?re going through.

Moving on to extra successful and brighter prospects is one thing that we need to look forward to. This will help us cope with the failure that?s in our lives and not have the weight of feeling down on our shoulders. There isn?t any need for us to feel defeated or discouraged because of the stress that we are coping with on the subject of friends. Having such a stress in our life is simply going to make it more durable for us to move on and be a fantastic success that we?re trying for. It is going to be something that we are better off or and can give us the flexibility to change the best way that we think and who we make buddies with.

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Thursday, May 24, 2012

Polished Concrete Floors - Why Do People Love Them











People love concrete floorings so much that they now have them indoors. From the art galleries in Chelsea, to retail outlets on Madison Avenue and the Banana Republic Store in SoHo, concrete floorings have indeed made a fashionable entry. Even celebrities are falling in love; Matt Damon, Gwyneth Paltrow, Donna Karan, Robert Redford . . . the list is endless. Here's a list of reasons why people love concrete floors:

- It's a single surface. Unlike tiles and stone, concrete does not leave grout lines or markings. The organic quality of cement and sand can be played to the hilt by a skilled professional. You can even choose from various cement oxides and play with colors and patterns. They're versatile and therefore a suitable solution for all floorings- commercial, industrial, and residential.

- The problem with tile, stone and timber based floorings is that dirt and dust act like sandpaper on it, leaving obvious scratches that make the tile look dull. This unfortunately is also the problem with standard coated concrete floorings. But polished concrete floorings that use multiple levels of polishing ensure that your tile has a high gloss finish. This finish does not scratch easily and will last for a long time.

- Traditional timber and carpet floorings are susceptible to accumulation of dust, mold, pollen and pet dander. Allergies are a given in these homes. But polished concrete eliminates dust. Besides, they're easy to clean and hence maintenance free.

- Standard concrete floors break as they age. They're prone to wear and tear caused by rain, cold, surface stress and even improper curing. This is also the case with conventional flooring options. But polished concrete floorings are very durable and can resist the vagaries of weather.

- They enhance the beauty of the floor and even reduce cost of lighting. In fact, people using these floors have found that energy bills have reduced because of the flooring.

- They're easy to maintain as well. Most flooring needs constant maintenance and aggressive scrubbing, but you can maintain polished concrete flooring with a simple mop wash. You don't have to wax or strip. And some of them are of such good quality, that they actually repel oil and other similar substances. Thus cleaning becomes very easy.

- They're non toxic and hence used in industrial units involved in food manufacturing, pharmaceuticals and the other hazardous industries. In fact, they're even preferred in hospitals.

- They're comparatively green and will not likely end up in landfills like other flooring types.

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Egyptians back at the polls to pick president

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Broadway series review: 'Million Dollar Quartet' rocks the nostalgia ...

Nostalgia is not an idea, it's a feeling. That bears remembering with the arrival in town of the musical "Million Dollar Quartet," which opened on Tuesday at the Keller Auditorium for a six-night run. Inspired ? if that's the word ? by the impromptu jam session in December, 1956 that featured four of rock 'n' roll's greatest early stars, this is a show that doesn't just cater to nostalgia, it serves it up like one of Elvis Presley's beloved peanut butter, bacon and banana sandwiches.

"Million Dollar Quartet" presents a quasi-historical account of the session at Sun Records' Memphis studio in which Presley, Johnny Cash, Jerry Lee Lewis and Carl Perkins played together for the only time. With such a summit meeting of seminal figures, the session is understandably legendary. And this show plays like a fan's fantasy of what might have been, with the four Hall of Famers singing their hits, enaging in friendly rivalries, and flashing lots of distinctive, larger-than-life personality.

If that doesn't quite sound like the makings of a play, well, it isn't. But as a gussied up cover-band concert, "Million Dollar Quartet" has it down.

Cody Slaughter's Elvis has the hip flip of dark hair over one eye, the half-curled lip, the "aw, shucks" demeanor and the live-wire physicality. Lee Ferris' Perkins is the electric-guitar-slinging rock 'n' roll heart of the session. Derek Keeling occasionally overplays the basso-profundity of Cash's voice, but gives him an appealing earnestness and relative humility, while Martin Kaye plays up Lewis' irrepressible ego to the point of bantam rooster cliche, but pounds the piano keys with enough authority to back up the bragging. All four sing with power and charisma; clearly these are long-practiced impersonations, but they retain just enough roughness to feel right ? or at least real.

"Million Dollar Quartet"

When: 7:30 p.m. Thursday-Saturday, 2 p.m. Saturday, 1 p.m. and 6:30 p.m. Sunday

Where: Keller Auditorium, 222 S.W. Clay St.

As a straightforwardly flashy jukebox-musical tribute to the early rock era, then, "Million Dollar Quartet" is plenty likable. Though there are nods toward various hurts and disappointments ? Presley's regret at the commercial restrictions of his new superstardom, Perkins' bitterness about the elusiveness of sustained success, Sun Records honcho Sam Phillips' wounded pride at his stars leaving him for major labels ? the lights might as well spell out "feel-good musical!"

But reality clearly wasn't high on the agenda when this show was put together, and neither were ideas. If you like a show that doesn't demand much of its viewers, this one's for you. But demand more than song and dance from it, and things start to fall apart.

Granted, historical accuracy probably is the wrong thing to expect (or maybe even to want) from such a show. There are lots of fun little tidbits sprinkled around here (when RCA bought Presley's contract, Phillips used some of the money to buy stock in Holiday Inn ? who knew?). But the song selection bears only a tiny resemblance to the actual session, which was heavy on country and gospel tunes, not on the stars' hits. And the show's dubious central conceit ? that Phillips masterminded the session as a night of historic music making and career decisions ? is oversold at every turn.

What's less excusable, though, is how sloppy the show is in its mythmaking. The dialogue is often clumsy and schematic. The jokes are stock corn pone. There are pointless logical inconsistencies (such as Perkins complaining about others high-jacking what originally was his recording session, even though the songs others have just sung were supposed to be taking place as flashbacks in Phillips memory).

And most notably, what little dramatic tension the story manages to drum up centers on Phillips trying to hold the line for spirited creativity against the onslaught of the corporate entertainment machine. Yet, as the unabashedly glittering fantasy sequence that ends the shows demonstrates, this "Million Dollar Quartet" has climbed aboard the machine and is happily riding shotgun.

-- Marty Hughley

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Egyptians vote to rid nation of autocratic rule

CAIRO (AP) ? Determined to end decades of authoritarian rule, millions of Egyptians waited patiently in long lines outside polling stations across the nation on Wednesday to freely choose their first president since last year's ouster of longtime ruler and close U.S. ally Hosni Mubarak.

"I can die in a matter of months, so I came for my children, so they can live," a tearful Medhat Ibrahim, 58, who suffers from cancer, said as he waited to vote in a poor district south of Cairo. "We want to live better, like human beings."

Thirteen candidates, who include Islamists, liberals and Mubarak regime figures, are contesting the election. No outright winner is expected to emerge from the two-day vote starting Wednesday. So, a runoff between the two top finishers will be held June 16-17. The winner will be announced on June 21.

"It's a miracle," said Selwa Abdel-Malik, a 60-year-old Christian from the Mediterranean port city of Alexandria as she was about to vote. "And it's a beautiful feeling too."

For most of his 29-year rule, Mubarak ? like his predecessors ? ran unopposed in yes-or-no referendums. Rampant fraud guaranteed ruling party victories in parliamentary elections. Even when, in 2005, Mubarak let challengers oppose him in elections, he ended up not only trouncing his liberal rival but jailing him.

Egypt's next president will be the nation's fifth since the monarchy was toppled following a 1952 coup that ushered in six decades of de facto military rule. Like his three predecessors ? Anwar Sadat, Gamal Abdel-Nasser and Mohammed Naguib ? Mubarak has a military background.

Many of the candidates in the race have called for amendments in Egypt's 1979 peace treaty with Israel, which most Egyptians continue to view as their nation's number one enemy. Though none will likely to dump the pact, a victory by any of the Islamist or leftist candidates could mean strained ties with Israel and a stronger backing for the Palestinians in the peace process.

The generals who have taken over from Mubarak after an 18-day uprising forced him to step down 15 months ago have promised to hand over power by July 1, ending a turbulent transitional period defined by deadly street clashes, a faltering economy, a dramatic surge of crime and human rights abuses.

The military has said it has no intention to cling on to power, but it is not clear what authority it wants to retain after the election of a new president. The generals have said they have no preferred candidate, but they are widely thought to be favoring Ahmed Shafiq, a former air force commander and Mubarak's last prime minister who has steadily gained in opinion polls over the past week.

Other front-runners are Mubarak's foreign minister of 10 years Amr Moussa, Mohammed Morsi of the powerful Muslim Brotherhood and Abdel-Moneim Abolfotoh, a moderate Islamist whose inclusive platform has won him the support of some liberals, leftists and minority Christians.

The election comes less than two weeks before Mubarak, 84, is due to be sentenced after he was tried on charges of complicity in the killing of some 900 protesters during the uprising against his rule. He also faced corruption charges, along with his two sons, one-time heir apparent Gamal and wealthy businessman Alaa.

Whoever wins will face the unenviable task of having to tackle a host of formidable problems, ranging from economic, a tenuous security and soaring unemployment. The next president will serve a four-year term.

"May God help the new president," said Zaki Mohammed, a teacher in his 40s as he waited to vote in a district close to the Giza Pyramids. "There will be 82 million pair of eyes watching him."

Another voter in line, tour agent Salah Ali, said: "We need someone who works more than he talks."

___

Associated Press writer Aya Batrawy contributed to this report from Alexandria, Egypt.

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